Rayhons Story|Client Experience|Meet Our Team|Contact

Rayhons Financial Solutions was founded with the goal of assisting our clients in every aspect of their financial lives. We’ve provided the most personal service available, thus earning a reputation for excellence in our industry. For each of our clients we strive to help create financial stability and security to provide financial independence.

Our staff consists of experienced professionals with a "hands on" approach to financial guidance. Not only do clients find our team members knowledgeable, but they also discover that our staff truly cares about making their dreams a reality. We do everything in our power to keep our clients focused on where they want to go, advise them on how to get there, and continually remind them of the importance of maintaining a disciplined approach to realizing their dreams.

Our company is based on the principle that education and understanding of one’s current financial situation is vital to successfully make prudent decisions concerning one’s future financial condition. If you have any questions about your current financial situation or wish to schedule an appointment, send us an email or give us a call at 480.507.2425.


JW Rayhons CRPC®| President of Rayhons Financial Solutions and Investment Advisor Representative of Voya Financial Advisors, Inc.

JW grew up in Iowa with a Midwest work ethic and hometown values. Arizona has been his home since 1997 and he’s been serving clients since 1999. JW is married with four children. His wife, Tiffany, works with an understanding heart in the health field as a registered nurse. JW volunteers with Junior Achievement and enjoys coaching youth sports through multiple organizations including the YMCA, Boys &Girls Club, and Jr. Suns / Jr. NBA.

As an Investment Advisor Representative with Voya Financial Advisors, JW holds security registrations 6,7,24, 63, 66, is a Financial Services Institute Member, and has a designation of Charter Retirement Planning Counselor.

He has also served on several Boards and Commission throughout the years:

  • Chairman of the Board Dignity Health Foundation – East Valley
  • Board Member Mesa Arts Center
  • Board Member ASU PolyTechnic Community Advisory Council
  • Chairman of the Board for Partners In Progress
  • Chairman of the Board Gilbert Chamber of Commerce
  • Chairman of the Board East Valley Chambers of Commerce Alliance

With the strong belief that when you look for the good in people, you’ll find it; JW is a Gallup-Certified Strengths Coach. This certification has been valuable learning and a journey in helping people accomplish significant achievements.

Achiever | Developer | Positivity | Responsibility | Empathy


Sara LaClair CRPC® | Investment Advisor Representative of Voya Financial Advisors, Inc. | Investment Research Professional

Sara LaClair, an Arizona native from Chandler, joined Rayhons Financial Solutions while finishing her degree in Finance with a minor in Economics and an International Business Certificate from WP Carey School of Business at Arizona State University.

She volunteers with Junior Achievement and currently serves on the Gilbert Historical Society and Gilbert Leadership Boards.

In her free time, Sara loves to hike, workout, enjoy the Arizona outdoors and will never pass up a good recipe. Sara’s strengths that she brings to the Rayhons Financial team include Research and Analysis and building long lasting client relationships. Sara holds security registrations 7 and 66, has an Arizona Life and Health Insurance License and is a Level 1 candidate for CFA.

Achiever | Includer | Futuristic | Learner | Belief


Chris Howard| Investment Advisor Representative of Voya Financial Advisors, Inc.

Chris was born in Colorado and grew up in Midwest. Shortly after graduating he joined the Navy. He served 6 years on active duty, 5 years in the reserves and served one tour in Iraq. During his time in the reserves he continued to serve his country with the government at NORAD/NORTHCOM.

In 2014 he discovered his true passion in teaching financial education and a few years later he followed his passion. Chris is married with two children. His wife, Talia, is a realtor with BTG Real Estate with Keller Williams. Chris has a passion for helping others with a focus on helping his fellow veterans, he volunteers his time to different Non-Profit organizations. Chris has been serving clients since 2015 and is an Investment Advisor Representative with Voya Financial Advisors. Chris holds security registrations 7 and 66.

Learner | Responsibility | Individualization | Arranger | Self Assurance


Alan Sapakie| Financial Professional

Alan graduated with a Master’s degree in Chemical Engineering from Cornell University. A varied career began with research and development in night vision devices during the Vietnam era, thus the analytical part of his personality. His career continued with eleven years as a University Administrator and a Director of Student Unions and student activity programs at Cornell, Rutgers and the Johns Hopkins University. Working to help people grow and develop became a lifelong passion. He moved to Arizona in 1980 where he managed a retail business before becoming a financial professional over 26 years ago.

Accomplishments along the way include:

  • President for the Mill Ave Merchants Association
  • The Vardis Dees award as the Volunteer of the year for Mesa United Way
  • Four years as President of Temple Beth Sholom in Mesa/Chandler
  • Coach of a select team of under 14 Arizona girls soccer players that went to Europe and swept 28 games while winning the Dana Cup, Dalacarlia Cup and Norway Cup, the latter in an 88 team bracket
  • NAIFA – Arizona Martinez Community Service Award - 2016-2017

Alan is currently the Community Outreach coordinator and a director for NAIFA-Phoenix [National Association of Insurance and Financial Advisors] and a past board member of East Valley NAIFA . He is a graduate of LILI [NAIFA’s Leadership in Life Institute] and a member of the Financial Services Institute.

Alan’s life partner is Suzanne Parelman, an Okie with four children and nine grandchildren. He has two sons, Dan and Jesse. Dan lives with his wife in Gilbert, teaches at Chandler High School and has two daughters. His son Jesse lives in San Francisco with his wife and two young daughters.

Sports are a passion (Go Blue!). He is an accomplished amateur photographer, an avid bird watcher and loves to garden. His other passion is people; enjoying them and helping them grow personally and financially.

Strategic | Learner | Input | Responsibility | Individualization


Rebekah Ramirez | Client Insurance Specialist

Rebekah, is a Native of Colorado and recently moved here to Gilbert. She has been in the Financial Planning industry for 5 years. She has a passion for helping others and protecting their legacy. She is married with 2 children, her husband Gavino is a production manager for Katerra a company revolutionizing the building industry. Together they owned an interpreting service company for 4 years, handling translations for workman’s compensation injuries and court litigation. Rebekah enjoys spending time with her family and being outdoors, fishing and enjoying the new scenery here in Arizona. She has her Arizona Life and Health license.

Positivity | Woo | Individualization | Developer | Strategic


Tammy Washburn|Office Coordinator

Tammy, a native Texan with a distinctive southern drawl, raised her family in Alabama and has been an Office Coordinator in the financial field for over 10 years. Tammy joined Rayhons Financial Solutions after relocating to the Chandler/Gilbert area with her husband of over 30 years. Tammy and Michael enjoy spending their Saturdays exploring beautiful Arizona. Tammy is a licensed female minister who has traveled to Peru and Israel, and is actively involved in children's ministries, Sunday school and missions. Her primary goal at Rayhons Financial Solutions is to provide a warm welcome and to keep things organized and running smoothly so that our clients will feel perfectly at home.

Responsibility | Belief | Learner | Maximizer | Relator


Kelly Schager| Client Relationship Specialist

Kelly, was born in Ohio (Go Buckeyes) and grew up in the Phoenix area. Kelly’s husband Jered is a Parts & Service Director for Honda and has a passion for coaching others. Kelly volunteers her time at Dignity Health’s Mercy Gilbert Medical Center and very much enjoys spending time with patients. Kelly has made a career building meaningful and lasting Client Relationships and enjoys her time helping people find their strengths and celebrate their “moments”. As a life-long learner, Kelly recently completed the training and certification program through the Gallup organization and proudly holds the title of Gallup-Certified Strengths Coach. This enables her to bring StrengthsFinder 2.0 to life through individual, family, and corporate coaching sessions. Coaching intensifies the benefits of knowing one’s Strengths and it is a distinctive benefit she can proudly deliver to clients of Rayhons Financial Solutions and beyond. When not at work Kelly can be found spending time with family, friends, traveling, gardening, and cheering loudly from the bleachers at her son Jordan’s Campo Verde High School Basketball games! Favorite quote… “If you can Imagine it…you can Achieve it….If you can Dream it….You CAN become it”! ~ William Arthur Ward

Strategic | Belief | Positivity | Connectedness | Restorative


Michayla Rayhons| Office Administrator

Michayla is currently working on her major in Business Communications at Chandler-Gilbert Community College. Michayla brings a creative talent to our team at Rayhons! In her free time she enjoys spending time with family and friends, shopping and going out to eat! Michayla is thrilled to be a part of the team and is looking forward to helping our clients achieve their goals.

Discipline | Learner | Communication | Responsibility | Significance

"Whatever affects one directly, affects all indirectly." - Martin Luther King Jr.

Rayhons Financial Solutions is a disciplined, strengths-based financial planning and investment management services firm that provides intelligent, insightful, researched advice. The relationship with our clients are long term and confidential. Driven by a greater purpose, we embrace the community with integrity.

3335 East Baseline Road
Gilbert, AZ 85234
Phone: 480.507.2425
Fax: 480.626.0921

© 2018 Rayhons Financial Solutions | 3335 East Baseline Road, Gilbert, AZ 85234 | All rights reserved
P: 480-507-2425 | F: 480-626-0921 Email Us |
Securities and investment advisory services offered through Voya Financial Advisors, Inc., Member SIPC. Rayhons Financial Solutions is not a subsidiary nor controlled by Voya Financial Advisors. Advisory Disclosure: Advisory Services may only be offered by Investment Adviser Representatives in connection with an appropriate Voya Financial Advisors, Inc. advisory services agreement and Disclosure Brochure (Form ADV Part II), as provided.
The registered representative(s) and/or investment adviser representative(s) listed on this website are licensed and registered in the following states: We are registered to sell Securities in AZ, AR, CA, CO, FL, HI, IL, IN, IA, KS, LA, MI, MN, MO, MT, NE, NV, NJ, NM, NY, OH, OR, PA, SD, TN, TX, VT, WA, WI. We are licensed to sell insurance in AR, AZ, CO, IA, IN, OH, TN.