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Our team brings a variety of experience and knowledge to the table for clients. Your plan benefits from multiple perspectives and talents all united to get you where you're going.


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JW Rayhons CRPC®

President of Rayhons Financial Solutions and Investment Advisor Representative of Cetera Advisor Networks, LLC

JW grew up in Iowa with a Midwest work ethic and hometown values. Arizona has been his home since 1997 and he’s been serving clients since 1999. JW is married with four children. His wife, Tiffany, works with an understanding heart in the health field as a registered nurse. JW volunteers with Junior Achievement and enjoys coaching youth sports through multiple organizations including the YMCA, Boys &Girls Club, and Jr. Suns / Jr. NBA.

As an Investment Advisor Representative with  Cetera Advisor Networks LLC, JW holds security registrations 6,7,24, 63, 66, is a Financial Services Institute Member, and has a designation of Charter Retirement Planning Counselor.


He has also served on several Boards and Commission throughout the years:


  • Chairman of the Board Dignity Health Foundation – East Valley
  • Board Member Mesa Arts Center
  • Board Member ASU PolyTechnic Community Advisory Council
  • Chairman of the Board for Partners In Progress
  • Chairman of the Board Gilbert Chamber of Commerce
  • Chairman of the Board East Valley Chambers of Commerce Alliance

With the strong belief that when you look for the good in people, you’ll find it; JW is a Gallup-Certified Strengths Coach. This certification has been valuable learning and a journey in helping people accomplish significant achievements.

Achiever | Developer | Positivity | Responsibility | Empathy


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Cheryl Leatherman

A 2020 transplant from the Seattle area, Cheryl enjoys working with the Rayhons team and has immersed herself in learning the complexities of the financial services industry after many years in the dental field. She and her husband followed their two daughters and husbands to Arizona, after they moved here a few years ago. With grandparenthood just around the corner, they are excited to watch their family grow.


Harmony | Arranger | Learner | Responsibility | Positivity   

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Les Stephen

Investment Advisor Representative of Cetera Advisor Networks, LLC

Les was born and raised in Des Moines, Iowa where he attended Drake University. He relocated to Arizona in 1998 because as he says, “you don’t have to shovel sunshine.”

He and his wife Nelly have two adult sons and a granddaughter Rubi who lives with them full time and keeps him on his toes. Les is an experienced advisor and comes to us from MetLife / MassMutual where he obtained extensive experience in many areas of the financial services industry.

He has a passion to help his clients prepare for retirement, develop strategies to allow them to reach their goals and live the lifestyle they desire.

He enjoys sports, outdoor activities, his time on the beach in Mexico and he loves to cook. Les holds several registrations including a Series 7, 63, 65 a Life & Health and a Property & Causality licenses.

Includer | Communication | Belief | Positivity | Woo








Andrea Bereznak CRPC®  CFP® Photo
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Andrea Bereznak CRPC® CFP®

Investment Advisor Representative of Cetera Advisor Networks, LLC

Andrea is a Financial Advisor with Rayhons Financial Solutions. Her focus is to empower each individual client, from early in their careers through their final years, to live their best financial life.

Proud of being a small-town girl, Andrea still believes in the importance of personal accountability and friendly service that she learned while growing up in the Colorado Mountains. Andrea is resolute that a client-advisor relationship is based upon trust and open communication. Your core values and priorities drive the design of your financial plan and investment strategy.


Key tenants of Andrea’s approach:


· You deserve to have a financial advisor you trust and who cares about you.

· Strong client-advisor relationships are built through clear communication, timely follow-up, and research-driven strategy selection.

· Clients are best served via a collaborative, holistic approach. This means that in addition to your investment strategy and financial goals, we will also consider your risk management needs, estate planning, and tax situation, collaborating as appropriate with your other financial professionals.


Andrea is a Certified Financial Planner Practitioner (CFP®), a Chartered Retirement Planning Counselor (CRPC®), and proud to put clients’ interests first. She holds a master’s degree in Economics with honors and dual bachelor’s degrees in Economics & International Studies.


Andrea relishes spending time in nature and DIY home projects (especially organizing and “supervising” her much more capable husband). She believes that it’s easy to have fun when you have a library card and strives to grow at least a little each day. Andrea is fluent in Spanish and loves finding any and all excuses to keep her skills sharp! Contact Andrea via phone: (480) 507-2425 or email: andrea@rayhonsfinancial.com


Empathy | Futuristic | Discipline | Focus | Connectedness

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Tammy Washburn

Office Coordinator

Tammy, a native Texan with a distinctive southern drawl, raised her family in Alabama and has been an Office Coordinator in the financial field for over 10 years. Tammy joined Rayhons Financial Solutions after relocating to the Chandler/Gilbert area with her husband of over 30 years. Tammy and Michael enjoy spending their Saturdays exploring beautiful Arizona. Tammy is a licensed female minister who has traveled to Peru and Israel, and is actively involved in children's ministries, Sunday school and missions. Her primary goal at Rayhons Financial Solutions is to provide a warm welcome and to keep things organized and running smoothly so that our clients will feel perfectly at home.

 

Responsibility | Belief | Learner | Maximizer | Relator

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Mikayla Orser

Assistant to JW Rayhons

Mikayla graduated from Grand Canyon University with a Bachelor of Science in Entrepreneurial Studies. At Rayhons, Mikayla started as an intern in June of 2019 and was hired as one of our productivity specialists. She has a passion for interior design and enjoys spending her free time with her family. 

Achiever | Learner | Responsibility | Analytical | Competition

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Erin Banger

Client Journey Specialist

Originally from Missouri Erin is a Midwest gal at heart but has never felt more at home here in the desert. She graduated from Arizona State University with a Bachelor of Science in Human & Family Development. With a passion for connecting others she leads our marketing and client communications. Her favorite part in her role as a Client Journey Specialist is connecting with clients and prospects in a multitude of different ways getting to know them on a deeper level. When she isn’t working, she’s battling it out with her son in intense Pokémon duels. Outside of Pokémon duels her passions include hiking, yoga, photography, avid foodie, traveling, and painting. 

Positivity | Activator | Input | Futuristic | Connectedness

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Justin Martz

Associate
Justin is originally from Pittsburgh, PA but moved out to AZ in the mid 80s and spent the majority of his adult life in the East Valley. Although he went to school with the intent of full-time ministry, he has spent his career, almost 20 years, in the financial services industry. In 2020 he made a change of career from retail banking to financial advisor and is looking forward to helping people in a very practical way to achieve their lifelong goals. Justin is married to his wife Rebeca and has 2 children who are 16 and 12, with one on the way!! 

*Does not offer securities at Cetera Advisor Networks, LLC.


Achiever | Positivity | Belief | Input | Learner

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Victor Giordano

Research Specialist

Victor is a foreign exchange student at Grand Canyon University, currently pursuing a Bachelor of Science in Finance and Economics, and Psychology. Victor joined the Rayhons Financial family as an intern in our summer financial advisor internship program. After he was hired as an associate. Victor is fluent in Portuguese and English with conversational Spanish skills. He is passionate about music, languages, writing, and a fanatic soccer fan, GO Ponte Preta!!

*Non-producing Registered Representative of Cetera. 


Ideation | Leaner | Individualization | Strategic | Input